Workers’ compensation exists to protect you in the event you get injured on the job. It ensures that you have access to medical treatment and financial support during your recovery. Despite this, many workers in California have misconceptions about the process of filing a claim.
These misconceptions can deter injured employees from filing a claim or may lead them to make mistakes that can affect the outcome of their case. Here, we address and dispel some common misconceptions about filing a workers’ compensation claim in California.
1. Filing a claim can get you fired
California law prohibits employers from retaliating against employees who file workers’ compensation claims. If you believe your employer has discriminated against you for filing a claim, you have rights and should take appropriate action.
2. You can file a claim anytime
Another misconception is that there is no rush to file a workers’ compensation claim. However, the California Department of Industrial Relations recommends filing a report within 30 days to avoid losing compensation.
3. Your injury must occur at the workplace
Many people believe that workers’ compensation only covers injuries that happen at the workplace. In fact, the system covers any injury or illness that occurs as a result of your job, regardless of the location. This includes injuries sustained while traveling for work, at a work-related event or even while working from home.
4. Insurance will compensate you immediately
While your employer’s workers’ compensation insurance should cover your medical bills, there may be a delay while your claim is being evaluated.
Filing a workers’ compensation claim can be a complex process, and misconceptions about the system can make it even more challenging. By understanding the facts and what to expect, you can navigate the process more confidently and increase the likelihood of receiving the benefits you deserve.