Even though you might feel like you have a concrete workers’ compensation claim, there could still be reasons why your employer chooses to deny it. A rejected claim could have detrimental effects on you both financially and professionally.
Knowing potential circumstances for your employer’s denial can help you take the necessary steps to strengthen and fine-tune your claim.
Not only can making false claims hurt your reputation, but it is arguably the most common reason for denial. Reporting your injury as something that occurred at work when it did not, in fact, happen at work means your employer can legally deny your claim. Providing truthful statements of how your injury happened can give credibility and believability to your story.
Another way to fortify your story is to request witness statements from anyone who may have seen your accident. Even if no one witnessed the events, you can look for coworkers who have also noticed the hazards that contributed to your injury. Building a timeline of events that includes concrete dates, times and events can greatly improve your chances of a positive outcome.
Non-compliance is another reason why your employer could deny your claim. When you perform your job, take precautions, wear proper safety gear, follow safety procedures and come to work well-rested and sober. These actions can prevent any argument that you were not compliant with company-given rules.
Similarly, comply with all of the instructions for filing your claim. According to U.S. News, you should file your workers’ compensation claim in a timely manner. This should include medical information about the type of injury you sustained and what your recovery looks like.
Your adherence to the rules can help you avoid costly and disappointing mistakes when filing your claim. Your employer can also provide guidance about the process so you can confidently answer all inquiries.