Many people wonder if workers’ compensation applies when they get hurt while commuting to or from work. California law has specific rules on this issue, and the answer depends on where and how the injury happened. Understanding these rules can help you know what to expect if you face this situation.
The going and coming rule
In California, workers’ compensation usually does not cover accidents that happen during your commute. This is known as the “going and coming rule.” The reasoning is that your employer does not control your normal travel to and from work, so injuries during that time are not part of your job.
Exceptions to the rule
There are some exceptions where commuting accidents may be covered. If your employer provides transportation, or if your job requires you to travel between different work sites, you may qualify for benefits. Similarly, if you are on an errand for your employer, an accident during that trip could fall under workers’ compensation.
When coverage might apply
Another possible exception is if your employer requires you to use your personal vehicle for work-related tasks. In that case, injuries during your commute could be considered work-related. Each situation depends on the facts, and the type of work you do may affect whether an exception applies.
Commuting accidents are not usually covered, but California law makes room for certain exceptions. Knowing these exceptions helps you see when workers’ compensation might apply to your situation. If you travel for work or handle job-related tasks while commuting, the law may provide protections.