Many workers deal with stress, anxiety, and depression because of their jobs. Heavy workloads, tight deadlines, and bad work environments can make these problems worse. When stress starts to hurt their health and job performance, workers may wonder if they can get workers’ compensation benefits.
Who can get workers’ comp for mental health issues?
Workers’ comp usually covers physical injuries, but mental health claims are becoming more accepted. To qualify, workers must show that their job caused their mental health condition. This could include serious stress, bullying at work, or witnessing a traumatic event on the job.
Why are mental health claims hard to prove?
Unlike physical injuries, mental health problems are harder to see. Insurance companies may reject claims if they think the stress comes from personal problems instead of work. Workers may need doctor reports, witness statements, or professional opinions to prove their case.
How does California handle mental health workers’ comp claims?
California has specific rules for workers’ comp mental health claims. Stress-related claims are allowed, but workers must have been employed for at least six months unless the claim involves a sudden traumatic event. Public safety workers, such as police officers and firefighters, may have an easier time getting benefits for post-traumatic stress disorder (PTSD) under state law.
What should workers do when filing a claim?
Workers struggling with mental health due to their job should tell their employer right away. They should see a doctor or mental health professional for treatment. Keeping records of stressful events, such as emails, messages, or performance reviews, can help support a claim.
As mental health awareness grows, California continues to refine its workers’ comp laws. Lawmakers are considering expanding protections, especially for first responders and other high-risk workers. Employees who believe they have a claim should consult a legal expert to understand their rights under California’s workers’ compensation system.